Whether you are a first time buyer or moving
property our independant mortgage advisers will carefully
consider your requirements, fully inform you of the mortgage
process based on your existing knowledge, gather relevant
information and then make a recommendation that most closely
matches your brief.
Why use us?
The benefits of using our service rather then endeavouring
to find your own mortgage is we have access to the whole
of the UK mortgage market including exclusive rates from
the leading lenders. We have established lender relationships
which benefit our clients through priority processing and
direct access to dedicated underwriters for pre submission
case queries and processing. Our advisers have an in-depth
and up to date knowledge of the different lenders’
criteria this is imperative as different lenders calculate
how much a client can borrow in different ways. They base
their decision on affordability calculators, credit scoring
and income multiples and therefore the amount of loan offered
can vary considerably between lenders. Our knowledge and
contacts allow us to approach the most relevant lender for
your circumstances avoiding multiple credit scoring by different
lenders, which can have a negative effect on your credit
score and ability to borrow. All of these benefits assist
in facilitating and quickening the process through to completion.
Our fee for this service is up to
1% of the loan amount, typically this would be £595.
Your property may be repossessed
if you do not keep up repayments on your mortgage.
Openwork Limited offers insurance and investment
advice on products from a limited number of product providers
and advice on mortgages representative of the whole market.
