It is a fact that people are living longer,
in many cases people are retired for almost as long as they
have worked. In retirement the majority of people find their
income drops even though they wish to continue with their
current standard of living or even improve it. This is due
to a lack of planning when young, essentially failing to
protect themselves against living too long and needing income
when no longer able to or wanting to work.
With the huge changes to pension legislation
in April 2006 people can, now more than ever, benefit from
seeing a specialist adviser to make sense of how this may
affect them in both a positive and negative way.
Our specialist advisers will conduct a face
to face meeting to discuss and make a recommendation on
your retirement planning which is both affordable to you
now and a step towards providing income in retirement. This
can be used as stand alone planning or in conjunction with
a clients other retirement vehicles such as a property portfolio.
We can facilitate putting plans into action for a more experienced
investor who wishes to self invest or for a client looking
to save a small amount of money each month.
Should you have existing pension arrangements
we can analyse this using an independently vetted, guaranteed
system to ensure your money is in the best possible place
to get the best returns and arrange a transfer of monies
if necessary.
Our specialist consultants can advise and
assist you on:
Stakeholder Pensions
Personal Pensions
Self Invested Personal Pensions
Income Withdrawal arrangements
Group Personal or Stakeholder Pensions
Pension Switch and Transfers
HM Revenue and Customs practice
and the law relating to taxation are complex and subject
to individual circumstances and changes which cannot be
foreseen.
Openwork Limited offers insurance and
investment advice on products from a limited number of product
providers and advice on mortgages representative of the
whole market.
